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Salako, Mudashiru Abiodun and Ogundipe, Kayode Samuel and Oni, Kazeem Adebisi and Babalola, Bola Taiwo (2022) Challenges of 21st Century Micro-Credit Firms: Debt Recovery and Clients Attitude to Repayment. European Journal of Business and Innovation Research, 10 (5). pp. 25-36. ISSN 2053-4019(Print) ,2053-4027(Online)