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Usendok, Isidore Godwin and Akpan, Anietie Peter and Ajibade, Felicia Olufunmilayo and Nkutt, Nsikan Michael (2023) Effect of Credit Management Systems on Loan Recovery Efforts of Microfinance Banks in Akwa Ibom State. International Journal of Business and Management Review, 11 (9). pp. 35-48. ISSN 2052-6393(Print), 2052-6407(Online)